Saturday, February 6, 2021

Well I'll be.

 Tempus fugit is the story of my life. When I bought my first house, I was pressured to save for the down payment and get moved. It was one of the best things that I did financially but it was not on my time schedule. I've always thought when it comes time for my funeral; it needs to start late. There is never enough time.

This past year I lost my older brother. He was my first teacher of the world around me. I remember the history lesson. We have had two wars. We won the first and lost the second one. We used to play civil war. We had an American flag and a Confederate flag. The person with the flag who ran to the stop sign first won the war. It was about a tenth of a mile and we had not entered school yet. 

I had an easy childhood, adulthood came to me in moments. I remember doing something stupid and I started making excuses to rationalize it and that thought crept over me that why would I make an excuse to myself. 

My brother passed without a will. He had a few typed that I had found. In the end, I was the heir. He and his wife divorced in 2014. He did not have biological children. The state of GA has a hierarchy of heirs and my mother is his heir at 90 years of age. For me this works well in that my three surviving siblings are disabled. My mother does have a will. Although she does not have a King's ransom; she is passing most to me to provide for my disabled siblings. That is what my brother wanted me to do with what he had.

My encounters with the legal system has educated me on what you can or cannot do. My sister with mental illness wants me to create a savings account for her. I would. But I would have to pay a bond and a lawyer to spend that money. Which goes to the conundrums the law creates. It makes it very expensive and a burden to take care of mentally incapacitated people in Georgia. My mother has me on all her bank accounts so I don't have this burden with her funds. It was with a great deal of sadness that I learned I don't have enough money to create a trust for my sister and brother.

I closed out my brother's bank account at a credit union. It took about an hour and a half yesterday. I left my house at 12:30 PM for the appointment at 3:30 PM. The drive should have taken 2 1/2 hours. I walked in at exactly 3:30. 

After my brother passed, I paid a few of his bills. He owed about $530 on a credit card. I wrote a check. The credit union returned the check with a phone number for me to call. I called and the lady told me they would waive the $530 fee and I could close his account when the bank opened up from being closed due to Covid and I had gone through probate. I had filed for probate in April, the court processed my application in September. I had run legal notices in the newspapers in the county my brother lived. 

My mother is 90 and leaving her in the care of my sister is difficult. My sister does a good job. My mother gets panicked about me being gone. But I have decided once a week, I am dealing with my brother's house. Friday was to do the bank account and then stop by his house to get some of his papers. My brother has every bill and bank statement from the 1980s. There is a box with his Vietnam papers which may be every bill from the seventies. I did clean a bit since his house is a 2 1/2 hour drive from mine. It really is a cute house. I looked out the back bedroom window at the slope of the land outside as I took curtains down to wash at my house.

Act I is the legal quagmire of my brother's estate. The credit union had blocked his account for non-payment of the credit card. The gal helping at first wanted me to write a personal check to pay the credit card. (Crazy in that they would not let me pay for it March of 2020.) I agreed but I had to correct her on one point. She said I would be getting the money back from his account. I told her actually I would not be getting the money. The money was written in a check to his estate. 

She scrambled when I made that statement and whoever she was talking to on the phone decided to take it out of his checking and savings account and issued a check which will be good for thirty days. I have got to open a checking account for his estate and get an EIN number from the IRS. So you can guess what I will be doing once I post this blog entry.  

My goal is to write the post on the day before garbage day which is Thursday and have my blog posted Thursday. I put fallen limbs from the Pecan trees in the empty trash cart and haul them up to the house to burn. I'm on a schedule, I hope.

At my brother's funeral, I had this Johnny Paycheck song played.



2 comments:

  1. Being responsible for someone else's estate is a huge job.
    I was the executor for my mother's estate and I still remember the work involved. Shuddering. And the hurdles the banks in particular made me jump through.
    Mind you, my partner refuses to make a will, which also has me shuddering.
    I hope that in your busyness while you support others you can also find some time for yourself.

    ReplyDelete
    Replies
    1. Wow, I am disappointed yet not surprised settling an estate in Australia would be as difficult as in the United States. I always wondered about abandoned houses in the United States that were perfectly OK. Now I know, the heirs just did not have the time and/or funds to pursue ownership. Real estate here is particularly to transfer. I remember seeing crumbling homes in Ireland. So many fled during the Great Hunger and the few who owned homes still had rights to reclaim that home.

      Delete

Your thoughts.

Having your Maypops and eating them too.

 Whole lotta storms these past two weeks.. Yesterday the high was 82 which was a wonderful change from the average high of 100 degrees.. Alt...